Banking Services

Retail Banking Service Fee Schedule
Counter Checks	Free
Temporary Checks	Free
Cashier's Checks	$2.00
Deposited Checks returned unpaid	$5.00
Dormant Account Status	60 months
Dormant Account Fee	$5.00/month
Garnishments	$100.00
Executions	$100.00
Levies	$100.00
Overdrafts	$25.00 each-no max
Continuous Overdrafts	$5.00 per day after first day
Non-Sufficient funds (NSF) check, ACH, ATM, POS	$25.00
Account Research	$25.00/hour
Account balancing assistance	$20.00/hour
Hold Statements	$5.00/statement
Telephone transfers between accounts	Free
Travelers Checks single owner	1.00%
Checks for two	2.00%
Stop Payments - all items	$25.00
Account closed prior to 90 days	$30.00
Photocopies	Free
Outgoing Wires -Domestic	$20.00
Outgoing Wires - Foreign	$50.00
Incoming Wires	Free
Replace Lost ATM or Debit card	$5.00
Check Printing	Varies according to style - same day service available with Baytree standard checks.
Coin Currency
Rolls & Straps purchased or deposited	$0.10 each
Loose - per bill	300 bills per day maximum
Coin Counting	Free under $100.00, 1% over $100.00 or $500.00 whichever is higher
Collection Items
Items incoming/outgoing domestic	$20.00 + cost - cost may include collecting bank fee, communications fee, and messenget fees.
Foreign collection	$35.00 + cost - cost may include collecting bank fee, communications fee, and messenger fees.
Coupon Collection (per envelope)	$10.00 per envelope + cost - cost may include collecting bank fee, communications fee, and messenger fees.
Duplicate Statements	First one Free, then $5.00 each
Foreign Currency Exchange	Free
Night Deposit Locking Bag	First Bag Free, $20.00 each additional bag
Locking Bag Replacement Key	$5.00
Key to Access Night Depository	First Key Free, then $5.00 each
Zipper Bag	First bag Free, then $5.00 each
Notary Service	Free
Inactive Account Fee	$5.00/ Month

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Commercial Banking Service Fee Schedule
Foreign Check Deposited	$35.00 + costs
Garnishments	$100.00
Executions	$100.00
Levies	$100.00
Overdrafts	$25.00 each/no max
Non-Sufficient funds (NSF) check, ACH, ATM, POS	$25.00
Account Research	$25.00/hour
Stop Payments	$25.00
Account closed prior to 90 days	$30.00
Outgoing Wires -Domestic	$20.00
Photocopies	Free
Replace Lost ATM or Debit card	$5.00
Collection Items
Items incoming/outgoing domestic	$50.00 + cost - cost may include collecting bank fee, communications fee, and messenger fees.
Foreign collection	$35.00 + cost - cost may include collecting bank fee, communications fee, and messenger fees.
Foreign Currency Exchange	Free

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