Personal Banking
Checking Accounts - Savings Accounts
- Certificates of Deposit
- Retirement Accounts
- Portfolio Management
- Open an Account
At Baytree, we have structured ourselves around service and that includes the ability to be flexible if possible when creating a banking program or product that is tailored for your needs.
We have all the technology backing us, but still rely on our people to make the difference. We want you to know that you have a banker and know his or her name and telephone number. We want you to feel comfortable that if you need an answer, you can still pick up the phone and call, or better yet stop by the bank and chat face to face.
Baytree has a wide range of products created to serve your individual needs. Our bankers can suggest ways for you to make the most of your money while still maintaining the liquidity and flexibility you need.
We do have product specials that come and go, but know that our standard selection is priced fairly and earning competitive rates in the market - the standard selection is still a good choice. Ask your banker for details of specials that may be running, they will be happy to let you know what is available. Or, check the specials page right on this website. Why the specials? To keep the bank's balance sheet healthy, as simple as that. Know that Baytree is a bank for the long term, providing guidance as your finances evolve and change.
TEMPORARY LIQUIDITY GUARANTEE PROGRAM
Baytree National Bank & Trust Co. is participating in the FDIC’s Transaction Account Guarantee Program. Under the program, through December 31, 2010 all non-interest bearing transaction accounts and NOW accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000
per depositor through December 31, 2013.
Safe, secure and always competitive. Questions? Call a personal banker at (847) 234-8484. Or email a banker by clicking here.


