Senior Checking Account
The Senior Checking Account is offered to customers age 65 and over. This account is a non-interest bearing account that allows unlimited check writing per month with no charge. There is a $100 minimum deposit required to open this account, but there are no minimum balance requirements after the initial deposit and no monthly fees
This account receives monthly statements with images of written checks.
This account also allows ATM (Automated Teller Machine) and VISA Debit Card usage with no annual fees. VISA debit cards are subject to credit approval via an application submitted to VISA International. There are no transaction charges for ATM usage within the STAR no fee network. Please refer to the service schedules for details on these services and fees that may apply.
Internet Banking and BillPay services are also available with no annual fees and no transaction charges. Internet banking may incur charges from your Online service provider that are not associated with Baytree National Bank & Trust Company.
Click here for a form to help you start to open an account. Just fill out these forms, print them and bring them in to a personal banker at one of our locations. This will save time in the account opening process. Please be sure to bring in a valid picture ID for legal requirements.
