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 Baytree now has Digital Deposit for the Remote Capture of items electronically right from your business. No need to have your business in Lake Forest to bank with us. Get all the personal service of Baytree with the convenience of doing your daily transactions from the your office. Just ask a Commercial Banker for more details.
Baytree offers a basic non-interest Business Checking Account.
Statements are prepared monthly at the end of the month and can be transmitted either by mail or by e-mail. Check images will be included in the statement.
A commercial customer can elect to compensate for services either through fees or by maintaining a certain collected balance level in their account. An earnings credit is assigned to collected balances based on prevailing interest rates for business accounts and applied to reduce activity fees. The earning assessment is monthly with no carryovers. Monthly analysis statements will be generated for this account.
Baytree Business Checking Account:
- Minimum to Open: $100.00
- Monthly Fee: $15.00
- A $0.15 per item charge for all debit and deposit items.
- ATM - an ATM Card is available on this account with no annual fee. It is only allowed for making business deposits, however.
- Internet Banking - On-Line banking is available on the account allowing you to monitor your business 24 hours a day. All that is need is a login and password. There is no fee for this feature. Although, internet banking may incur charges by internet providers not associated with Baytree.
- BillPay - the BillPay feature is available on this account helping you keep your business payments to clients and vendors timely and orderly. Use of BillPay makes it easier to smooth your cash flow. Baytree does not charge an annual fee for the BillPay feature but payments made will be charged the $0.15 per item charge as usual with the pricing of the checking account.
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