Business Lending

A Dedicated Partner in Your Business Success

Baytree provides commercial lending options that are tailored to your company’s specific needs. In order to help you reach your particular goals, we’ll get to know you and your business, designing customized, flexible solutions catered to you.

As a bank with a deep commitment to not only the communities of Lake Forest and Lake Bluff, but the Greater Chicago Area, we are specially qualified to offer your local business competitive rates, outstanding service, and clear communication every step of the way.

Whether you’re looking to start construction, buy a property, obtain new equipment, or pursue other expansions, Baytree can get you the funds to help your business continue to grow. Our full array of customizable business loans includes commercial mortgages, equipment loans, construction loans, and working capital lines of credit.

With Baytree, you have more than a bank; you have a dedicated partner that’s looking out for your best interests throughout the lending process and beyond. Come in today to talk with one of our experienced commercial bankers about customizing a program for you.

Commercial Mortgages

  • Available for various owner-occupied and commercial investment properties
  • Real estate mortgages with up to five-year maturities and up to 25-year amortization
  • Fixed-rate or variable-rate interest plans available
  • SBA loan programs available

Equipment Loans

  • Payments may be based on amortizations of up to seven years
  • Flexible payments available when seasonal cash flow is an issue
  • Fixed-rate or adjustable-rate interest payment plans available
  • SBA loan programs available

Acquisition Financing

  • Available when purchasing a new or existing business
  • Also available for plant expansion, equipment upgrades, remodeling, systems enhancement, addition of new division
  • SBA loan programs available

Construction Loans

  • Available for new owner-occupied or investment building
  • Streamlined process of getting money to subcontractors

Working Capital Lines of Credit

  • Available to finance working capital needs of your business
  • Secured by accounts receivable and inventory
  • Possible solution for smoothing over seasonal gaps

Letters of Credit

  • Standby letters of credit
  • International letters of credit
Contact Baytree representative