Lease Types

Unique Leasing Programs to Help Grow Your Business

At Baytree, we believe in creating leasing programs as unique as our clients. We customize our options to be specifically suited to your individual business needs—to help you take advantage of opportunities, increase sales, and grow your company to reach the next level of success. Contact us today to talk with a leasing consultant about which leasing option is right for you.

Finance Lease/Conditional Sale Agreement

Traditional fixed term equipment financing. At the end of the term, the equipment can be purchased for a nominal amount, such as $1.00.

True Lease

We assume the residual risk of equipment value and obsolescence so the monthly payments are lower than a finance lease. Typically, payments are tax-deductible as a monthly operating expense.

Operating Lease

A short-term lease of three years or less, often used with technology, manufacturing, or other high use-oriented assets. Similar to a true lease in that we assume the residual risk associated with asset ownership. This allows for a lower (usually tax-deductible) monthly payment.

Deferred Billing Lease

Lease payments do not begin until 30, 60, 90, or even 180 days after the lease commencement date. Oftentimes, this allows for the installation of equipment or an IT system to be completed before the payments begin even if the equipment supplier has already been paid by us.

Step Lease
Lease payments are scheduled to increase or decrease over time.

Skip Lease

To accommodate seasonal variations in cash flow, payments may be skipped at predetermined periods each year.

Fee Per Use Contract

Payments are based on equipment usage, not the capitalized cost of equipment. Examples of Fee Per Use Contracts include: Reagent Rental programs (Healthcare), and Fee per Scan / Fee Per Copy programs (Office Automation Products).

No matter what your leasing needs, Baytree’s unique ability to couple significant financial resources with unmatched flexibility will enable you to achieve your goals. We’ll look at your company’s unique situation and objectives and design a leasing program that caters to you.