Mortgage Products

First Time Home Buyers - A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes.

FHA (Federal Housing Authority) - FHA promotes low to moderate income earners to purchase or refinance the home with extremely favorable terms without any pre-payment penalties or exotic loan products.

FHA 203(k) Rehab - The FHA 203 (k) loan has become an excellent solution in today's market. The FHA 203(k) loan allows the buyer to finance both the purchase and the cost of the repairs/upgrades through a single mortgage.

Homepath (Fannie Mae REO) - Fannie Mae has a goal to sell such properties in a timely manner to minimize the impact on the community. As a result, special financing is available only on Fannie Mae distressed property which is known as the HomePath ® Mortgage and the HomePath ®Renovation Mortgage

Jumbo Mortgage - Jumbo loans or super jumbo loans offer homeowners the ability to take a mortgage loan that exceed the conforming loan limits set by Fannie Mae or Freddie Mac

VA (Veterans Affairs) Loan - VA loans offer 15 & 30 year fixed rates, and are essentially no different than conventional or FHA loans, with the exception that you will never have to pay PMI.