Diverse Accounts to Meet Your Diverse Needs

Because we know each person is unique and different, we offer a variety of bank accounts made to suit individual needs. Your personal banker will give you the time and attention needed to select the right account for you. Come in today to see how we can help you.


  • Personal Checking Account
    • Non-interest bearing, Unlimited check writing per month with an average balance of $1,500
  • NOW Checking Account
    • Interest bearing checking account with tiered rates based on average balances
  • Money Market Checking Account
    • Savings option with limited check writing capabilities
  • Not-For-Profit Account
    • An account for nonprofit organizations and clubs


  • Savings Account
    • Interest bearing account with no service charge with an average monthly balance of $500 or more
  • Retirement Accounts
    • Traditional IRA
    • Roth IRA
    • Coverdell Education IRA
  • Certificate of Deposit
    • Higher rate of return in exchange for time commitment (term) on deposit

Merchant Credit Card Processing

  • Offered through Baytree Charity Advantage Account for special events
Contact Baytree representative