Receipt of Payments

Payments must be received consistent with the following payment instructions:

All payments must be made in U.S. dollars and must be received by us at:  Baytree National Bank & Trust Company, Lake Forest Branch, 664 N. Western Avenue, Lake Forest, IL  60045.

Business day is defined as Monday through Friday, excluding Federal Banking Holidays.  We may modify these payment instructions; including changing the address for payments, by providing updated payment instructions on or with your periodic billing statement.  If a payment is made consistent with our payment instructions but received after 5:00 p.m. Central Standard Time on a business day, we will apply your payment to your loan on the next business day.

Thank you.